Huntington Bank. Huntington Bank, part of Huntington Bancshares Incorporated is a full service bank based in Columbus Ohio. Founded as Huntington National Bank in the year 1. P. W. Huntington, the bank together with its affiliates provides a wide range of services including consumer, business, mortgage, wealth management, investments, trust, foreign exchange, treasury management, customized insurance brokerage and financial products services. There are over 1. Huntington Bank has franchises in six states for its retail banking including Michigan, Ohio, Indiana, Pennsylvania, Kentucky, and West Virginia. All these franchises offer the comprehensive range of banking services provided by Huntington Bank. The branches of the bank, which serve as its primary channels for distribution consist of over 7. The bank also has over 1,4. ATMs. In addition to its routing banking services, Huntington Bank also provides special services in commercial banking to automotive dealers and financing for automobile retail to dealer customers in all its six franchise states and in selected states in Midwest region and in New England. The Huntington Bank is housed in a towering office building located in downtown Cleveland on Euclid Avenue. The building originally called as Union Trust Building ranked second in the list of largest buildings worldwide in relation to floor space, which covered over 3. Built in 1. 92. 4, the building has the largest ever bank lobby in the world and features huge Corinthian columns, colorful Jules Guerin murals and barrel vaulted striking ceilings. The building designed by Anderson, Graham, Probst & White is 2. In 1. 97. 5, the building was renovated by Peter van Dijk, a Cleveland architect and later in 1. Hines Properties. The building was bought by Optima International in 2. Huntington Bank has the naming rights to Toledo’s Huntington Center and the Huntington Park situated in Columbus in Ohio. The bank also has a ten- year sponsorship program with Michigan State University from 2. This sponsorship includes financial aid to Spartan Stadium upgrades in return for its acknowledgement on programs, scoreboards, and videos of the basketball, hockey and football games played here. Huntington Bank provides personalized attention to all its customers through its personal banking services both online, via phone and in person in all the convenience branch locations. The banking accounts online and various other online services help customers meet all their financial needs comprehensively. The convenient checking accounts offer customers various options to choose, according to their requirements. With the efficient checking and the money market type of accounts, it is possible for customers to increase their savings and improve their finances. The different categories of loans, mortgage and leasing options let customers meet their expenses in a hassle- free way. The investments and insurance options further help in diversified protection of your finances. Insurance services offered by Huntington bank ranges from auto and life, to travel and pet insurance. The Bill Pay option saves money and time on all banking services from investment and mortgage to retirement and checking accounts. Whenever you are in need of huge amounts of money whether it is to purchase a new home, renovate your existing home, buy a car, pay for educational expense or consolidate your high interest rate loans Huntington Bank offers the best solutions that are both affordable and flexible. The highly competitive interest rates coupled with exemplary customer service offered at the bank personally or online or via phone helps in meeting all your financial commitments efficiently. Lines of Credit and Home Equity: You can use your home equity to get the cash needed for all expenses related to home improvement, tuition fees, luxury purchases or debt consolidation. While the home equity loans are used for one time borrowing with their fixed terms and rate and no closing costs related to third parties, the lines of credit type of home equity offers flexibility, convenience and low rates. Tax deductibility, card or check access, ten year term and fixed rate choice are some important benefits of lines of credit equity loans. Personal loans: These can be availed at Huntington Bank for purchase of RV, car, boat or any other big expenses. Low and flexible payments at competitive rates of interest, 0. The debt protection feature unique to Huntington bank offers customers peace of mind. Auto leasing and loans: You can get the best financial assistance for leasing or buying a new or used vehicle. Elan Financial Services. Elan Financial Services, a U.S. Bank company, provides ATM processing and monitoring, vault cash services, cutting edge technology and. An automated teller machine, also known in the United States of America as an automatic teller machine (ATM, American, British, Australian, Malaysian, South. BankInfoSecurity.com is your source for banking information security related content, including fraud, ID theft, risk management, emerging technology (authentication. InformationWeek.com: News, analysis and research for business technology professionals, plus peer-to-peer knowledge sharing. Engage with our community. The bank will assess on the amount you can borrow without any risk and advice on the advantages and drawbacks present in both options. Mortgages: There are several mortgage loan programs offered by the bank for buying property, new home or for home refinancing. · Evading banking cyber thugs is more challenging than ever. They’re now targeting consumers rather than banks and scouting out security holes in your. · Hacking services are among the most attractive commodities in the underground market, it is possible to hire a hacker to request a “realistic. An on-line catalog for phreaker, cracker, dss/cable tv user, gambler, spy, and electronics enthusiast. The interest rates on home loans are competitive and the mortgage calculators available help in assessing how much you can actually afford. Corporate relocation facility, refinancing via Federal Housing Finance Agency, learning about current properties for sale through Real Estate Owned listings of properties are some of the special featured offered here. The Pre- approval mortgage program at Huntington Bank enables prospective homebuyers to identify the important factors and arrive at a proper financial balance. With internet being used prevalently in all spheres, banking is one important area that it is utilized best. The free online banking services at Huntington Bank offers a fast, efficient and secure access to registered customers of the bank from any computer provided there is an internet access. Online banking at Huntington enables you to balance your money, apply for loans, and pay all your bills, reorder checks and other banking services easily with just a click of the mouse. Bill payment is easy and convenient in the online banking system. You can choose from the different checking account types present at Huntington Bank. The method is completely free for any type of personal checking account you opt to pay your bills from. The mobile banking feature at Huntington bank offers flexible management of finances enabling you to avail the bank’s services on the phone, while you are on the move. The method is easy and secure. Transferring funds, paying bills and viewing accounts or searching for any Huntington branch office or ATM can be done via your web browser enabled mobile device. The advanced Text Banking feature at Huntington Bank offers great convenience and security to keep track of the balance in your account any time and from any place. Transferring funds, accessing information related to account balance, downloading information about transactions and current balance can be done easily at your home or office from your own PC. Checkbook can be balanced easily and other features like viewing accounts related to credit cards, line of credit, money market, savings and checking are also easy to view. There are several online tools made available by Huntington Bank for planning on the right investment choice for you. You can get information on your portfolio, market trends, new articles, quotes, company profiles, charts and other options related to stocks, mutual funds and bonds can be obtained instantly with the online banking feature at Huntington. The Retirement Connection program at Huntington provides participants instant access to account balances and ability to alter investments present in the account at any time without hassles. Online Mortgages: You can find enormous amount of information on the mortgage loans made available by the bank right from the payments to be made and property tax to escrow and interest summaries. The entire mortgage process is completely streamlined making it easy for you to manage your mortgage. Online Trust: You get 2. Portfolio Today feature. Bank Hackers Steal Millions via Malware. The Moscow- based firm says that because of nondisclosure agreements with the banks that were hit, it cannot name them. Officials at the White House and the F. B. I. have been briefed on the findings, but say that it will take time to confirm them and assess the losses. Kaspersky Lab says it has seen evidence of $3. But that projection is impossible to verify because the thefts were limited to $1. In many cases the hauls were more modest, presumably to avoid setting off alarms. The majority of the targets were in Russia, but many were in Japan, the United States and Europe. No bank has come forward acknowledging the theft, a common problem that President Obama alluded to on Friday when he attended the first White House summit meeting on cybersecurity and consumer protection at Stanford University. He urged passage of a law that would require public disclosure of any breach that compromised personal or financial information. But the industry consortium that alerts banks to malicious activity, the Financial Services Information Sharing and Analysis Center, said in a statement that “our members are aware of this activity. We have disseminated intelligence on this attack to the members,” and that “some briefings were also provided by law enforcement entities.”The American Bankers Association declined to comment, and an executive there, Douglas Johnson, said the group would let the financial services center’s statement serve as the only comment. Investigators at Interpol said their digital crimes specialists in Singapore were coordinating an investigation with law enforcement in affected countries. In the Netherlands, the Dutch High Tech Crime Unit, a division of the Dutch National Police that investigates some of the world’s most advanced financial cybercrime, has also been briefed. The silence around the investigation appears motivated in part by the reluctance of banks to concede that their systems were so easily penetrated, and in part by the fact that the attacks appear to be continuing. The managing director of the Kaspersky North America office in Boston, Chris Doggett, argued that the “Carbanak cybergang,” named for the malware it deployed, represents an increase in the sophistication of cyberattacks on financial firms. How Hackers Infiltrated Banks. Since late 2. 01. Russia. The attacks continue, all using roughly the same modus operandi: BANK COMPUTERSHackers send email containing a malware program called Carbanak to hundreds of bank employees, hoping to infect a bank’s administrative computer. HACKERADMIN PCPrograms installed by the malware record keystrokes and take screen shots of the bank’s computers, so that hackers can learn bank procedures. They also enable hackers to control the banks’ computers remotely. ADMIN PCHACKERBy mimicking the bank procedures they have learned, hackers direct the banks’ computers to steal money in a variety of ways: Transferring money into hackers’ fraudulentbank accounts. Using e- payment systems to send money tofraudulent accounts overseas. Directing A. T. M. This is likely the most sophisticated attack the world has seen to date in terms of the tactics and methods that cybercriminals have used to remain covert,” Mr. Doggett said. As in the recent attack on Sony Pictures, which Mr. Obama said again on Friday had been conducted by North Korea, the intruders in the bank thefts were enormously patient, placing surveillance software in the computers of system administrators and watching their moves for months. The evidence suggests this was not a nation state, but a specialized group of cybercriminals. But the question remains how a fraud of this scale could have proceeded for nearly two years without banks, regulators or law enforcement catching on. Investigators say the answers may lie in the hackers’ technique. In many ways, this hack began like any other. The cybercriminals sent their victims infected emails — a news clip or message that appeared to come from a colleague — as bait. When the bank employees clicked on the email, they inadvertently downloaded malicious code. That allowed the hackers to crawl across a bank’s network until they found employees who administered the cash transfer systems or remotely connected A. T. M. s. Then, Kaspersky’s investigators said, the thieves installed a “RAT”— remote access tool — that could capture video and screenshots of the employees’ computers.“The goal was to mimic their activities,” said Sergey Golovanov, who conducted the inquiry for Kaspersky Lab. That way, everything would look like a normal, everyday transaction,” he said in a telephone interview from Russia. The attackers took great pains to learn each bank’s particular system, while they set up fake accounts at banks in the United States and China that could serve as the destination for transfers. Two people briefed on the investigation said that the accounts were set up at J. P. Morgan Chase and the Agricultural Bank of China. Neither bank returned requests for comment. Kaspersky Lab was founded in 1. Russia’s most recognized high- tech exports, but its market share in the United States has been hampered by its origins. Its founder, Eugene Kaspersky, studied cryptography at a high school that was co- sponsored by the K. G. B. and Russia’s Defense Ministry, and he worked for the Russian military before starting his firm. When the time came to cash in on their activities — a period investigators say ranged from two to four months — the criminals pursued multiple routes. In some cases, they used online banking systems to transfer money to their accounts. In other cases, they ordered the banks’ A. T. M. s to dispense cash to terminals where one of their associates would be waiting. But the largest sums were stolen by hacking into a bank’s accounting systems and briefly manipulating account balances. Using the access gained by impersonating the banking officers, the criminals first would inflate a balance — for example, an account with $1,0. Then $9,0. 00 would be transferred outside the bank. The actual account holder would not suspect a problem, and it would take the bank some time to figure out what had happened. We found that many banks only check the accounts every 1. Mr. Golovanov of Kaspersky Lab said. So in the interim, you could change the numbers and transfer the money.”The hackers’ success rate was impressive. One Kaspersky client lost $7. A. T. M. withdrawals alone, the firm says in its report. Another lost $1. 0 million from the exploitation of its accounting system. In some cases, transfers were run through the system operated by the Society for Worldwide Interbank Financial Telecommunication, or Swift, which banks use to transfer funds across borders. It has long been a target for hackers — and long been monitored by intelligence agencies. Mr. Doggett likened most cyberthefts to “Bonnie and Clyde” operations, in which attackers break in, take whatever they can grab, and run. In this case, Mr. Doggett said, the heist was “much more ‘Ocean’s Eleven.’ ”Continue reading the main story.
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